{"id":247,"date":"2026-08-25T19:12:04","date_gmt":"2026-08-25T17:12:04","guid":{"rendered":"https:\/\/hg-allfinanz.com\/erstinformation\/"},"modified":"2026-08-25T19:12:04","modified_gmt":"2026-08-25T17:12:04","slug":"erstinformation","status":"publish","type":"page","link":"https:\/\/hg-allfinanz.com\/ru\/erstinformation\/","title":{"rendered":"\u041f\u0435\u0440\u0432\u0438\u0447\u043d\u0430\u044f \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044f"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"247\" class=\"elementor elementor-247 elementor-bc-flex-widget\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36c04e3 e-con-boxed e-flex e-con e-parent\" data-id=\"36c04e3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b564c35 elementor-widget elementor-widget-heading\" data-id=\"b564c35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Rechtliches<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20ced4 elementor-widget elementor-widget-heading\" data-id=\"a20ced4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u041f\u0435\u0440\u0432\u0438\u0447\u043d\u0430\u044f \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044f<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8064cf7 elementor-widget elementor-widget-text-editor\" data-id=\"8064cf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"\/\">\u0413\u043b\u0430\u0432\u043d\u0430\u044f<\/a> \/ Erstinformation<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6260fac e-con-boxed e-flex e-con e-parent\" data-id=\"6260fac\" data-element_type=\"container\" data-e-type=\"container\" id=\"hg-rechtstext\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9c9bace e-con-full e-flex e-con e-parent\" data-id=\"9c9bace\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f9a639 elementor-widget elementor-widget-heading\" data-id=\"2f9a639\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u041a\u0442\u043e \u0412\u0430\u0441 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0438\u0440\u0443\u0435\u0442<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b785aa elementor-widget elementor-widget-text-editor\" data-id=\"7b785aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Hermann Gnas \u2013 HG-Allfinanz<br>Sterzinger Str. 6, 86165 Augsburg<br>Telefon: <a href=\"tel:+4917658510724\">0176 58510724<\/a><br>E-Mail: <a href=\"mailto:h.gnas@ergo.de\">h.gnas@ergo.de<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df57121 elementor-widget elementor-widget-heading\" data-id=\"df57121\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">In welcher Eigenschaft ich t\u00e4tig bin<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-197fc98 elementor-widget elementor-widget-text-editor\" data-id=\"197fc98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ich bin ausschlie\u00dflich als <strong>gebundener Versicherungsvertreter<\/strong> im Sinne des \u00a7 34d Abs. 4 GewO t\u00e4tig. Ich vermittle ausschlie\u00dflich im Auftrag der ERGO Beratung und Vertrieb AG, ERGO-Platz 1, 40477 D\u00fcsseldorf, und ausschlie\u00dflich deren Produkte.<\/p><p>Die ERGO Beratung und Vertrieb AG hat f\u00fcr meine Vermittlungst\u00e4tigkeit die <strong>uneingeschr\u00e4nkte Haftung<\/strong> \u00fcbernommen. Eine eigene Erlaubnis nach \u00a7 34d Abs. 1 GewO ist deshalb nicht erforderlich.<\/p><p>Ich bin <strong>kein unabh\u00e4ngiger Versicherungsmakler<\/strong> and <strong>kein Versicherungsberater<\/strong>. Meine Beratung st\u00fctzt sich auf das Angebot dieses einen Versicherungsunternehmens, nicht auf eine Untersuchung des gesamten Marktes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21b79d4 elementor-widget elementor-widget-heading\" data-id=\"21b79d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Registereintrag<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0db13d1 elementor-widget elementor-widget-text-editor\" data-id=\"0db13d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Registrierungsnummer im Vermittlerregister: <strong>D-UW37-B3HJZ-44<\/strong><\/li><li>Registerpr\u00fcfung m\u00f6glich unter <a href=\"https:\/\/www.vermittlerregister.info\" target=\"_blank\" rel=\"noopener\">www.vermittlerregister.info<\/a>, Deutscher Industrie- und Handelskammertag (DIHK) e.\u00a0V., Charlottenstra\u00dfe 35\/36, 10117 Berlin, Telefon 0180 6005850<\/li><li>Zust\u00e4ndige Aufsicht: IHK Schwaben, Stettenstra\u00dfe 1+3, 86150 Augsburg<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c85558e elementor-widget elementor-widget-heading\" data-id=\"c85558e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Beteiligungen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53fe28c elementor-widget elementor-widget-text-editor\" data-id=\"53fe28c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ich halte weder unmittelbar noch mittelbar eine Beteiligung von mehr als 10 Prozent an den Stimmrechten oder am Kapital eines Versicherungsunternehmens.<\/p><p>Ein Versicherungsunternehmen oder dessen Mutterunternehmen h\u00e4lt weder unmittelbar noch mittelbar eine Beteiligung von mehr als 10 Prozent an meinen Stimmrechten oder an meinem Kapital.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e43a5d3 elementor-widget elementor-widget-heading\" data-id=\"e43a5d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Verg\u00fctung<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6beb80 elementor-widget elementor-widget-text-editor\" data-id=\"a6beb80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>F\u00fcr meine Vermittlungst\u00e4tigkeit erhalte ich eine Provision, die im Versicherungsbeitrag enthalten ist. Ein gesondertes Honorar zahlen Sie mir nicht.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8011bfa elementor-widget elementor-widget-heading\" data-id=\"8011bfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Beschwerden und Schlichtung<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3291c0b elementor-widget elementor-widget-text-editor\" data-id=\"3291c0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sprechen Sie mich bei einer Beschwerde bitte zuerst selbst an \u2013 unter den oben genannten Kontaktdaten. F\u00fchrt das nicht weiter, stehen Ihnen diese Stellen offen:<\/p><ul><li>Versicherungsombudsmann e.\u00a0V., Postfach 08\u00a001\u00a032, 10001 Berlin, <a href=\"https:\/\/www.versicherungsombudsmann.de\" target=\"_blank\" rel=\"noopener\">www.versicherungsombudsmann.de<\/a><\/li><li>Ombudsmann Private Kranken- und Pflegeversicherung, Postfach 06\u00a002\u00a022, 10052 Berlin, <a href=\"https:\/\/www.pkv-ombudsmann.de\" target=\"_blank\" rel=\"noopener\">www.pkv-ombudsmann.de<\/a><\/li><li>Bundesanstalt f\u00fcr Finanzdienstleistungsaufsicht (BaFin), Graurheindorfer Stra\u00dfe 108, 53117 Bonn, <a href=\"https:\/\/www.bafin.de\" target=\"_blank\" rel=\"noopener\">www.bafin.de<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90869e9 elementor-widget elementor-widget-heading\" data-id=\"90869e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Umgang mit Ihren Daten<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0a3d4f elementor-widget elementor-widget-text-editor\" data-id=\"c0a3d4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Wie ich mit Ihren Angaben umgehe, steht in der <a href=\"\/ru\/datenschutz\/\">\u041f\u043e\u043b\u0438\u0442\u0438\u043a\u0430 \u043a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u0438<\/a>. Die Anbieterkennzeichnung finden Sie im <a href=\"\/ru\/impressum\/\">\u041f\u0440\u0430\u0432\u043e\u0432\u0430\u044f \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044f<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c673229 elementor-widget elementor-widget-heading\" data-id=\"c673229\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stand<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70daf6b elementor-widget elementor-widget-text-editor\" data-id=\"70daf6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Diese Erstinformation gilt ab dem 25. August 2026.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-247","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/hg-allfinanz.com\/ru\/wp-json\/wp\/v2\/pages\/247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hg-allfinanz.com\/ru\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hg-allfinanz.com\/ru\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hg-allfinanz.com\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hg-allfinanz.com\/ru\/wp-json\/wp\/v2\/comments?post=247"}],"version-history":[{"count":0,"href":"https:\/\/hg-allfinanz.com\/ru\/wp-json\/wp\/v2\/pages\/247\/revisions"}],"wp:attachment":[{"href":"https:\/\/hg-allfinanz.com\/ru\/wp-json\/wp\/v2\/media?parent=247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}